Campbell Home Solutions Foreclosures Success Stories: 

How we helped homeowners avoid foreclosure and save their homes, equity, and credit.

Here are some examples of how we successfully helped homeowners avoid foreclosure. Each person’s situation is unique, so we carefully review all the documents from the bank and attorneys. Our top priority is meeting the needs of the homeowner. Below are some solutions we used to save their homes and equity.

Turning a Bad Situation into Success: A Hampstead Homeowner’s Journey

A Homeowner in Hampstead NC reached out to us in a dire situation. COVID-19 had severely reduced his work hours, causing him to fall behind on mortgage payments. Despite his efforts, the bank refused to help, and he received a foreclosure summons. Even after attending the hearing, a sale date was set.

In desperation, he paid an attorney $1,500 to file for bankruptcy, hoping to stop the foreclosure. Instead, the court’s plan increased his monthly payments by $400 and added $3,500 in attorney’s fees. Unable to keep up, the foreclosure was reinstated.

Three weeks before the sale, he contacted us. We stepped in and paid $35,000 to reinstate the loan and cover all outstanding dues, stopping the foreclosure. We then renovated his house, sold it, and covered all expenses, and he walked away with a significant amount to start over. Thanks to our intervention, he avoided foreclosure and is now financially stable and stress-free.

Let us turn your desperation into success and avoid foreclosure. Contact us today. 910-880-0500

Saving a Home, Securing a Future: How We Helped a Homeowner in Financial Distress

An older gentleman contacted us about his townhouse in Leland, NC. He was in financial trouble with the loan on his townhouse. The HOA had already filed for foreclosure due to delinquent HOA dues and was granted permission by the court to set a sale date for his property. The lender also had a foreclosure hearing and was scheduling a sale date.

After meeting with the homeowner and obtaining signed authorizations, I began negotiating with the bank and attorneys to resolve his situation. With the bank on board and us writing a $33,000 check to cover all the delinquencies, we stopped the foreclosure actions from both the HOA and the bank. Since the homeowner didn’t have the credit or sufficient income to pay everything back, we decided to completely update and sell the house to get him the money he needed to move closer to his family.

We helped him find an affordable place to live, covered his mortgage payments, updated his townhouse, and sold it to secure the funds he needed for a stable future. We saved his equity, prevented a foreclosure from appearing on his record, and made life enjoyable for him again.

Call today to see how we can help you too! 910-880-0500

Success Story: Helping a Homeowner in Holly Ridge, NC

Recently, we had the opportunity to assist a homeowner in Holly Ridge, NC, who was facing the possibility of losing his home to foreclosure. Due to a career change, he had fallen approximately $15,000 behind on his mortgage payments. He reached out to us to explore his options and understand the best course of action to secure his home.

After signing authorizations allowing us to communicate with his bank, we began discussions to determine if there were any flexible programs or solutions available. The homeowner diligently gathered all necessary financial documentation to present a clear picture of his current situation. Fortunately, his income had stabilized, reaching a level that allowed him to manage his bills once more.

With the homeowner’s improved financial standing, the bank agreed to a favorable solution. They decided to defer the outstanding balance, placing it at the back of his loan at 0% interest. The only additional cost was for the preparation of the necessary documents. Once these documents were signed and recorded, the homeowner successfully retained his house.

This case highlights the importance of timely intervention and clear communication with financial institutions. We’re proud to have played a role in helping this homeowner secure his future and maintain his home and avoid foreclosure.

Give us a call to discuss all your options at 910-880-0500.

Success Story: Helping an Out-of-State Homeowner with a Problem Tenant

A retired military person stationed at Camp Lejeune bought a house in Jacksonville off Old 30 Road in Jacksonville, NC. He lived there for approximately 3.5 years before receiving orders to move to Florida, where he served out the rest of his tour. Choosing to settle in Florida permanently, he hired a management company to care for his house in Jacksonville. Unfortunately, as happens all too often, the house was mismanaged.

The renters were destroying the property by smoking inside, causing extensive pet damage, and the house became flea-infested. Additionally, the renters were not paying their rent. The property owner was in a difficult situation, and that’s when we stepped in to help.

We discussed the situation with the homeowner and knew we could provide assistance. We agreed to pay the mortgage to prevent the house from going into foreclosure. Next, we legally had the tenants removed through eviction proceedings. Once the house was vacant, we renovated and updated the property to make it market-ready. Lastly, we marketed the house for sale, found a buyer and successfully sold the home.


By stepping in and addressing the issues promptly, we saved the homeowner’s equity in the property. The successful sale not only prevented foreclosure but also allowed the homeowner to receive a sizable check at closing. This outcome ensured financial stability and peace of mind for the homeowner, proving that even the most challenging situations can be turned around with the right support and intervention.

Let us help you call us today at 910-880-0500.

Helping a Seller Get Back on Track

We spoke with a seller in Jacksonville, NC, who had fallen behind on her house payments. She reached out to us early in the process when she was three payments behind and about to miss a fourth. We reviewed all her available options. She had the ability to make up one payment, but the bank required her to go through the loss mitigation department and complete their paperwork before they would consider working with her, which she found challenging. Her income was just enough to cover her bills, but with her recent increase in work hours, she would be able to manage moving forward. She just needed a break.

We discussed the possibility of seeking help from her family. With our assistance, she secured a small loan from her family, and we devised a payment plan that mostly relied on an upcoming tax refund. I coordinated with the bank to get all the payments settled and the loan reinstated and avoided foreclosure. She just needed someone to guide her through the process to resolve the situation.

By weighing all her options and acting quickly, we were able to stop the foreclosure early. Working together, we helped the homeowner in Jacksonville, NC manage her financial troubles. With a small loan from her family and an upcoming tax refund, we created a workable payment plan. Coordinating with the bank, we ensured all her payments were made and her loan was reinstated. This experience demonstrates how timely help and guidance can solve financial problems and bring peace of mind.

Call us today to discuss your situation at 910-880-0500.

We have helped families avoid foreclosure in Southeastern NC including Onslow, Pender, New Hanover, and Brunswick Counties.

Please call us before it’s too late and your home or equity is lost forever!

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